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Serving the U.S. and international clients

Debt Recovery Solutions

Contingency-based collections for businesses and individuals. You owe nothing unless we recover what's yours. Cases that need litigation go to our nationwide attorney network.

Our guarantee

No recovery.
No fee.

If we don't collect, you pay nothing. No setup fees, no hourly rates, no retainers.

  • 100 percent contingency-based
  • Zero upfront cost to start
  • 500+ attorneys nationwide
  • Domestic and international
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Clients served
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Claims collected
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Claims successfully litigated
$0M+
Recovered for clients
Licensed, bonded and insured No recovery, no fee Nationwide attorney network Fast remittances

Why choose us as your collection agency

Legal strength, global reach, and a zero-risk model. Everything you need to recover what you're owed.

500+ attorneys

Nationwide attorney network

Attorneys in every state. The moment standard efforts fall short, your case escalates to a local attorney in the debtor's jurisdiction. Full legal force, no additional upfront cost to you.

Worldwide

International collections

Unpaid debts don't stop at borders, and neither do we. Multilingual specialists and a global partner network pursue debtors across the U.S. and internationally.

Zero risk

Contingency-based recovery

You pay nothing unless we recover your money. No upfront cost, no financial risk to get started. We only succeed when you do.

Industries we serve

Any business owed money is our business. These are the industries we work every day.

Manufacturing
Construction
Staffing
Logistics
Marketing
SaaS
Health care
Hospitality
Legal
Financial
Retail
Media

How we work

A proven three-phase approach to recovering what you're owed.

1

Direct collection

  • Daily phone calls
  • Demand letters
  • Skip tracing
  • Settlement negotiations
  • Dispute resolution

Immediate outreach with daily calls and formal demand letters for the first 14 to 21 days. If the account remains unresolved, we escalate to Phase 2 without delay.

2

Attorney escalation

  • Local attorney assigned
  • Legal demand letters
  • Legal case evaluation
  • Advanced dispute resolution

Your case goes to an attorney in the debtor's jurisdiction. The attorney's office takes over communications and pursues every legal avenue available.

3

Final determination

  • Full case evaluation
  • Close at no cost, or
  • Litigation, your decision

If recovery is unlikely, we advise closing the case at no cost to you. If litigation is recommended, the decision is entirely yours. Decline and you owe nothing; proceed and our attorney network handles everything.

In certain situations, such as very low balances, complex international claims, or cases requiring significant legal resources, an alternative fee arrangement may be discussed with you upfront. Full transparency on all fees before any commitment. You are never charged without your knowledge or consent.

What our clients say

Real results. Real clients. Real reviews.

★★★★★

"Working with Collection Agency Service has been a great experience for my business. As a busy business owner, I don't have much time to chase down past due accounts, but this agency took that burden completely off my plate. Highly recommend them to any business owner dealing with unpaid accounts."

CCarlos DiazBusiness ownerGoogle review
★★★★★

"Nothing but professional. They always keep me updated whenever I email or call in. They were able to pursue a judgment I had been trying to collect on for 7 years in California, and they got it done. The entire team is incredibly proactive. Thank you for having my back."

MMia FelixVerified clientGoogle review
★★★★★

"I have appreciated the service and the efforts from this team. They provide a valuable service for both big and small companies, keeping clients who create bad debt honest. A great resource for any business looking to protect their bottom line."

JJohn MorganVerified clientGoogle review
★★★★★

"They have been great and communicate very well throughout the entire process. I will absolutely continue to use this service. Professional, responsive, and effective. Couldn't ask for more."

JJill BarendsVerified clientGoogle review

Frequently asked questions

Everything you need to know about our debt collection process.

How long does the collection process take?+
Every case is different, but most accounts are resolved within 2 weeks to 60 days. Simpler cases with cooperative debtors can settle quickly, while accounts involving skip tracing, legal escalation, or international debtors may take longer. We work aggressively from day one.
What percentage do you take?+
Our contingency rate is determined case by case and depends on two factors: the size of the debt and how long it has been unpaid. Larger, more recent debts typically carry a lower percentage; older or smaller balances may carry a higher rate. A specialist reviews your case and gives you the full breakdown before any commitment.
What types of debt do you collect?+
Any type: commercial, consumer, medical, legal judgments, NSF returned checks, international debts, and more. One unpaid invoice or hundreds of accounts, we have the tools and experience to recover what you're owed in any industry.
Is there any upfront cost to get started?+
For standard collection cases, none. We only earn a fee when we recover funds on your behalf. Certain cases requiring litigation or special handling may involve a separate discussion, and you will always be informed before any charges are incurred.
Do you collect debts internationally?+
Yes, domestically and internationally. Our multilingual team and global network of attorneys and partners pursue debtors across borders. Wherever your debtor is, we have the resources to pursue your claim.
What happens if you can't collect?+
You owe us absolutely nothing. Our contingency model means we only get paid when you get paid. If recovery is determined to be unlikely after a thorough investigation, we recommend closing the file at no cost to you.

Get your free assessment

Fill out the form and a specialist contacts you immediately.

  • Two minutes to get started
  • Zero out of pocket
  • No recovery, no fee

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